Skip to Main Content
Nilgosc


Automatic Enrolment for Employees

Under Automatic Enrolment your employer will have a duty to carry out an assessment of its workforce to identify which category of worker each person falls into. Those meeting the age and earnings thresholds (eligible jobholders) should be automatically enrolled into a pension scheme on the date at which automatic enrolment applies to the employer. This date is also known as their staging date, and will be between October 2012 and April 2017, based on the size of the organisation, with the largest organisations staging first

Will I be affected by Automatic Enrolment?

The table below shows the age and earnings thresholds for each type of worker, use this to identify which category of worker you fall into and refer to the relevant category below to find out if you will be automatically enrolled.

Earnings

Age (inclusive)

16-21

22-State Pension Age

State Pension Age-75

Under lower earnings threshold (£5,876*) 

Entitled worker
(can join a qualifying pension scheme)

Between £5,876 and £10,000*

Non-eligible jobholder
(can opt into the automatic enrolment scheme)

Over earnings trigger for automatic enrolment (£10,000*)

Non-eligible jobholder
(can opt into the automatic enrolment scheme)

Eligible jobholder
(must be automatically enrolled)

Non-eligible jobholder
(can opt into the automatic enrolment scheme)

 *2017/18 rates

Eligible Jobholder -  Your employer will automatically enrol you into a pension scheme on or before their staging date, unless they wish to postpone automatic enrolment or use the transitional period, in which case they are required to inform you of their intention to postpone or use the transitional period. 

Non-eligible Jobholder -  Your employer will not automatically enrol you into a pension scheme, but they will advise you of your right to opt in to a pension scheme. If you decide to opt in, your employer will also make pension contributions. 

Entitled Worker - Your employer will not automatically enrol you into a pension scheme, but as an entitled worker, you do have the right to join a pension scheme. Your employer will advise you of your right to join a pension scheme and if you do, they will also make pension contributions.

You may also visit *www.gov.uk and answer a few short questions to find out if automatic enrolment applies to you. 


Will I be affected by automatic re-enrolment?

Every three years an employer must re-enrol its eligible staff into an automatic enrolment scheme, if they are not already active members.  If you opted out of the Scheme in the 12 months prior to automatic re-enrolment, your employer does not have to re-enrol you.  

 

Page(s) will open in a new window - Link to Get Adobe Reader

*Webpages will open in a new window.  NILGOSC is not responsible for content on external websites.