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Deferred Members: Widowers' Pensions

If a female married deferred member dies her widower may be entitled to a widower's pension but the calculation depends on his late wife’s date of leaving the Scheme and whether the marriage took place before or after she left active membership.

A widower's pension could be made up of several parts in relation to his wife's different periods of membership.  The total pension payable is the sum of pension relating to each part. 

Death of a female deferred member (left the Scheme after 31 March 2015)

Widower's pension = deceased accrued pension (including pensions increases) for membership in the Scheme after 31 March 2015 recalculated as if it had built up at a rate of 1/160th

 

Death of a female deferred member (leaver between 1 April 2009 and 31 March 2015)

Widower's pension =1/160 x deceased’s final pay x deceased’s total membership* between 1 April 2009 and 31 March 2015

If the marriage occurred after leaving, the long-term pension is calculated using the deceased’s post 5 April 1988 membership only (plus any relevant additional membership)

*plus pensions increases



Death of a female deferred member (leaver before 1 April 2009)

Widower's pension = ½ x deceased’s deferred member’s pension but based on post 5 April 1988 membership only (plus any relevant additional membership)*

*plus pensions increases