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Nilgosc


Ill-Health Retirement for Councillors

If you have to leave work at any age due to permanent ill-health which prevents you from discharging efficiently the duties of your office and you have at least two year’s Scheme membership, the Scheme provides a tiered ill-health retirement package.

To qualify for ill-health benefits, NILGOSC must be satisfied that you will be permanently unable to do the duties of your office and have a reduced likelihood of being capable of undertaking any gainful employment before your normal pension age.  NILGOSC's decision is based on a report from one of its own registered medical practitioners qualified in occupational health medicine.


Ill-health benefits can be paid at any age and are not reduced due to early payment. The amount of benefits that you will receive depends on the severity of your illness.

  • Tier 1
    If you are considered unlikely to be capable of undertaking any gainful employment before your normal pension age you will receive all of the pension benefits that you have built up plus an enhancement of 100% of the pension that you would have built up to your normal pension age.
  • Tier 2
    If you are considered likely to become capable of undertaking any gainful employment before your normal pension age you will receive all of the pension benefits that you have built up plus an enhancement of 25% of the pension that you would have built up to your normal pension age.

‘Gainful employment’ is defined as paid employment for not less than 30 hours in each week for a period of not less than 12 months.

‘Permanently incapable’ is defined as the member will, more likely than not, be incapable until, at the earliest, his normal pension age.