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Nilgosc


Late Retirement

If you carry on working after your normal pension age you will continue to pay into the Scheme, building up further benefits. We will pay your pension when you retire, when you reach the eve of your 75th birthday, or if you take flexible retirement, whichever occurs first.  If you draw your pension after your normal pension age, it will be increased to reflect the fact that it will be paid later. 

If you wish, you may defer drawing your pension, even though you have stopped working. However, your pension must be paid by your 75th birthday. Your pension will be increased to reflect the fact that it was not paid at retirement.