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Widowers' Pensions

If you die after retiring on pension your surviving widower is entitled to a widower's pension, however, the calculation will depend on the date you left the Scheme and whether the marriage took place before or after you left active membership of the Scheme.  If your pension is made up of several parts of membership the total pension payable is the sum of pension relating to each part.

Death of a female pensioner (retired after 31 March 2015)

A long-term widower’s pension is payable of:

  • Your accrued pension (including any pension given up for a tax-free cash lump sum) for membership in the Scheme after 31 March 2015 recalculated as if it had built up at a rate of 1/160th, PLUS
  • 49/160th of the amount of any pension credited to your pension account following a transfer in, PLUS
  • 1/160th of your final pay times the period of membership in the Scheme up to 31 March 2015 upon which your pension is based.

If marriage occurred after retiring the long-term widower's pension is calculated on your membership after 5 April 1988 only (plus any relevant additional membership).


Death of a female pensioner (retired between 1 April 2009 and 31 March 2015)

A long-term pension is payable of:

1/160 x deceased’s final pay x deceased’s total membership

If the marriage occurred after leaving, the long-term pension is calculated using the deceased’s post 5 April 1988 membership only (plus any relevant additional membership)


Death of a female pensioner (retired between 6 April 1988 and 31 March 2009)

A short-term pension is payable at the deceased member’s pension rate for three months from the date of death or for six months if eligible children are in the widower’s care but is based on post 5 April 1988 service only (plus any relevant additional membership).

A long-term pension is payable, after the short-term pension ends, at:

½ x deceased’s pension but based on post 5 April 1988 membership only (plus any relevant additional membership)


Death of a female pensioner (retired before 6 April 1988)

No widower’s pension is payable.


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